Bradley Kent Garlinghouse is the CEO of financial technology company Ripple Labs. He previously was the CEO and chairman of Hightail. Before Hightail, he worked at AOL and Yahoo! He was born February 6, 1971 in Topeka, Kansas. Garlinghouse has a BA in economics from the University of Kansas and an MBA from Harvard Business School. The whitewashing of unflattering details from this Wikipedia page was a subject of discussion by Financial Times in August 2020.

Ripple is a real-time gross settlement system, currency exchange and remittance network created by Ripple Labs Inc., a US-based technology company. Released in 2012, Ripple is built upon a distributed open source protocol, and supports tokens representing fiat currency, cryptocurrency, commodities, or other units of value such as frequent flier miles or mobile minutes.

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